Wave vs Xero——哪个更胜一筹？
选 Wave，如果你: 想要真正免费的会计软件、不想被'免费试用'套路的个体创业者和微型企业
选 Xero，如果你: 需要多币种支持和比QuickBooks更清爽界面的国际小企业
我们的看法: Wave is easier to pick up, but Xero is more powerful long-term.
| Wave | Xero | |
|---|---|---|
| 价格 | Free accounting and invoicing | Payroll $20/mo + $6/person | 30-day free trial | Starter $15/mo |
| 功能 | Free invoicing and accounting, Receipt scanning, Financial reports, Bank connections, Payroll services (paid add-on) | Bank reconciliation, Invoicing and quotes, Inventory management, Multi-currency support, 1,000+ third-party integrations |
| 最适合 | Solopreneurs and tiny businesses that want genuinely free accounting without the ‘free trial’ bait-and-switch | International small businesses that need multi-currency support and a cleaner UI than QuickBooks |
| 学习曲线 | 简单 | 中等 |
真正的区别
Both offer free tiers, so the real question is what you get when you start paying.
Wave stands out with Free invoicing and accounting and Receipt scanning. Xero counters with Inventory management and Multi-currency support.
Wave's Achilles heel: no inventory tracking, no project costing, no time tracking — you get what you pay for (nothing). Xero's: the starter plan limits you to 20 invoices/month — most businesses outgrow it in the first quarter. Pick whichever weakness you can live with.
最终结论
If you value free invoicing and accounting and 想要真正免费的会计软件、不想被'免费试用'套路的个体创业者和微型企业, go with Wave. If 需要多币种支持和比quickbooks更清爽界面的国际小企业 matters more, Xero is your pick. Neither is a bad choice — but one will fit your workflow better.