Melhores Accounting para Solopreneurs em 2026

Escolha #1

WaveO Wave da pra solopreneurs software de contabilidade real com notas fiscais, escaneamento de recibos e relatorios financeiros por literalmente R$0 — so pague por ferramentas de contabilidade quando superar.

Preço: Free

Escolha #1
1

Wave

Free

Completely free accounting and invoicing — no catch

Por que se encaixa

Unlimited invoicing, receipt scanning, and financial reports for $0 — solopreneurs making under $100K have no reason to pay for accounting software

Ponto negativo

No inventory tracking, no project tracking, and payment processing has fees

2

QuickBooks Self-Employed

$15/mo

Tax-category tracking designed for sole proprietors

Por que se encaixa

Automatically separates business and personal expenses, estimates quarterly taxes, and exports Schedule C — tax time takes 30 minutes instead of 3 days

Ponto negativo

Can't upgrade to full QuickBooks without starting over — you're locked in

3

FreshBooks

$17/mo

Beautiful invoicing that makes you look bigger than a one-person shop

Por que se encaixa

Professional invoices with online payment, automated reminders, and expense tracking — clients take you seriously

Ponto negativo

Lite plan limited to 5 billable clients — most solopreneurs outgrow it fast

4

Zoho Books

Free / $15/mo

Free accounting for businesses earning under $50K/year

Por que se encaixa

Full double-entry accounting free for small businesses — more sophisticated than Wave with better automation

Ponto negativo

Revenue cap on free tier and fewer integrations than QuickBooks

5

Xero

$15/mo

Clean, modern accounting that solopreneurs won't dread opening

Por que se encaixa

Beautiful interface, smart bank reconciliation, and unlimited users mean your accountant can access without you paying extra

Ponto negativo

No free tier and the $15/mo Starter plan limits invoices and bills

O que avaliamos

  • Totalmente gratis sem limites de tier em notas fiscais, rastreamento de despesas ou relatorios financeiros — a unica ferramenta de contabilidade genuinamente gratis que vale usar
  • Crie notas fiscais profissionais com links de pagamento online (cartao de credito e transferencia bancaria) — clientes pagam mais rapido e voce parece profissional
  • Relatorios de receita e despesa, balancos patrimoniais e rastreamento de impostos preparam solopreneurs pro periodo fiscal sem contador pra declaracoes basicas

Pule estes

Sage IntacctEnterprise accounting at $400+/month — solopreneurs don't need multi-entity consolidation
NetSuiteERP system starting at $999/month — absurdly overbuilt for a solo business

Perguntas frequentes

Accounting — Ver tudo