Melhores Accounting para Solopreneurs em 2026
Wave — O Wave da pra solopreneurs software de contabilidade real com notas fiscais, escaneamento de recibos e relatorios financeiros por literalmente R$0 — so pague por ferramentas de contabilidade quando superar.
Preço: Free
Wave
FreeCompletely free accounting and invoicing — no catch
Por que se encaixa
Unlimited invoicing, receipt scanning, and financial reports for $0 — solopreneurs making under $100K have no reason to pay for accounting software
Ponto negativo
No inventory tracking, no project tracking, and payment processing has fees
QuickBooks Self-Employed
$15/moTax-category tracking designed for sole proprietors
Por que se encaixa
Automatically separates business and personal expenses, estimates quarterly taxes, and exports Schedule C — tax time takes 30 minutes instead of 3 days
Ponto negativo
Can't upgrade to full QuickBooks without starting over — you're locked in
FreshBooks
$17/moBeautiful invoicing that makes you look bigger than a one-person shop
Por que se encaixa
Professional invoices with online payment, automated reminders, and expense tracking — clients take you seriously
Ponto negativo
Lite plan limited to 5 billable clients — most solopreneurs outgrow it fast
Zoho Books
Free / $15/moFree accounting for businesses earning under $50K/year
Por que se encaixa
Full double-entry accounting free for small businesses — more sophisticated than Wave with better automation
Ponto negativo
Revenue cap on free tier and fewer integrations than QuickBooks
Xero
$15/moClean, modern accounting that solopreneurs won't dread opening
Por que se encaixa
Beautiful interface, smart bank reconciliation, and unlimited users mean your accountant can access without you paying extra
Ponto negativo
No free tier and the $15/mo Starter plan limits invoices and bills
O que avaliamos
- ✓Totalmente gratis sem limites de tier em notas fiscais, rastreamento de despesas ou relatorios financeiros — a unica ferramenta de contabilidade genuinamente gratis que vale usar
- ✓Crie notas fiscais profissionais com links de pagamento online (cartao de credito e transferencia bancaria) — clientes pagam mais rapido e voce parece profissional
- ✓Relatorios de receita e despesa, balancos patrimoniais e rastreamento de impostos preparam solopreneurs pro periodo fiscal sem contador pra declaracoes basicas
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Accounting — Ver tudo
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