Melhores Accounting para Freelancers em 2026

Escolha #1

WaveWave é genuinamente gratuito sem limites de clientes, e cobre faturamento, contabilidade e escaneamento de recibos — tudo que um freelancer precisa.

Preço: Free (invoicing + accounting) / 2.9% card processing

Escolha #1
1

Wave

Free (invoicing + accounting) / 2.9% card processing

Completely free invoicing and accounting; no catch, no limits.

Por que se encaixa

Unlimited invoicing, receipt scanning, and double-entry accounting at zero cost is perfect for freelancers watching every dollar.

Ponto negativo

No time tracking or project management; you'll need a separate tool for that.

2

FreshBooks

$19/mo Lite (5 clients) / $33/mo Plus (50 clients)

Beautiful invoicing that gets you paid faster with automated reminders.

Por que se encaixa

Automated payment reminders and online payment links reduce days-to-payment by 30% on average.

Ponto negativo

Lite plan caps at 5 clients; freelancers with many small clients outgrow it quickly.

3

QuickBooks

$35/mo Simple Start

The most widely-supported accounting software; your accountant already knows it.

Por que se encaixa

When tax season comes, every accountant can work with QuickBooks files without reformatting or importing.

Ponto negativo

$35/mo is expensive for a solo freelancer; Wave does 80% of the same job for free.

4

ZipBooks

Free basic / $15/mo Smarter

Free tier with intelligent insights that help freelancers understand their financial health.

Por que se encaixa

AI-powered bookkeeping scores your business health and auto-categorizes transactions.

Ponto negativo

Smaller user base means fewer integrations and less community support than QuickBooks or Xero.

5

Zoho Books

Free (under $50K revenue) / $15/mo Standard

Free for under $50K revenue with full accounting features.

Por que se encaixa

If you're earning under $50K, you get proper double-entry accounting, invoicing, and bank feeds for free.

Ponto negativo

The $50K revenue cap means you'll outgrow the free tier right as your freelance career takes off.

O que avaliamos

  • O plano gratuito do Wave inclui faturamento ilimitado, clientes ilimitados, escaneamento de recibos e contabilidade de partida dobrada completa.
  • Templates profissionais de fatura com links de pagamento online (cartão de crédito e transferência bancária) ajudam freelancers a receber sem follow-ups constrangedores.
  • Os relatórios de receita e despesas do Wave são formatados pra preparação fiscal — entregue direto pro seu contador ou use pra declarar você mesmo.

Pule estes

SageDesigned for established businesses with payroll; overkill and overpriced for freelancers.
BenchAt $299/mo for human bookkeeping, it costs more than most freelancers earn in a day.

Perguntas frequentes

Accounting — Ver tudo