Melhores Accounting para Freelancers em 2026
Wave — Wave é genuinamente gratuito sem limites de clientes, e cobre faturamento, contabilidade e escaneamento de recibos — tudo que um freelancer precisa.
Preço: Free (invoicing + accounting) / 2.9% card processing
Wave
Free (invoicing + accounting) / 2.9% card processingCompletely free invoicing and accounting; no catch, no limits.
Por que se encaixa
Unlimited invoicing, receipt scanning, and double-entry accounting at zero cost is perfect for freelancers watching every dollar.
Ponto negativo
No time tracking or project management; you'll need a separate tool for that.
FreshBooks
$19/mo Lite (5 clients) / $33/mo Plus (50 clients)Beautiful invoicing that gets you paid faster with automated reminders.
Por que se encaixa
Automated payment reminders and online payment links reduce days-to-payment by 30% on average.
Ponto negativo
Lite plan caps at 5 clients; freelancers with many small clients outgrow it quickly.
QuickBooks
$35/mo Simple StartThe most widely-supported accounting software; your accountant already knows it.
Por que se encaixa
When tax season comes, every accountant can work with QuickBooks files without reformatting or importing.
Ponto negativo
$35/mo is expensive for a solo freelancer; Wave does 80% of the same job for free.
ZipBooks
Free basic / $15/mo SmarterFree tier with intelligent insights that help freelancers understand their financial health.
Por que se encaixa
AI-powered bookkeeping scores your business health and auto-categorizes transactions.
Ponto negativo
Smaller user base means fewer integrations and less community support than QuickBooks or Xero.
Zoho Books
Free (under $50K revenue) / $15/mo StandardFree for under $50K revenue with full accounting features.
Por que se encaixa
If you're earning under $50K, you get proper double-entry accounting, invoicing, and bank feeds for free.
Ponto negativo
The $50K revenue cap means you'll outgrow the free tier right as your freelance career takes off.
O que avaliamos
- ✓O plano gratuito do Wave inclui faturamento ilimitado, clientes ilimitados, escaneamento de recibos e contabilidade de partida dobrada completa.
- ✓Templates profissionais de fatura com links de pagamento online (cartão de crédito e transferência bancária) ajudam freelancers a receber sem follow-ups constrangedores.
- ✓Os relatórios de receita e despesas do Wave são formatados pra preparação fiscal — entregue direto pro seu contador ou use pra declarar você mesmo.
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