Tools Accounting Terbaik untuk Freelancers di 2026

Pilihan #1

WaveWave benar-benar gratis tanpa batas klien, dan mencakup pembuatan faktur, akuntansi, dan pemindaian kwitansi; semua yang dibutuhkan freelancer.

Harga: Free (invoicing + accounting) / 2.9% card processing

Pilihan #1
1

Wave

Free (invoicing + accounting) / 2.9% card processing

Completely free invoicing and accounting; no catch, no limits.

Kenapa cocok

Unlimited invoicing, receipt scanning, and double-entry accounting at zero cost is perfect for freelancers watching every dollar.

Kekurangan fatal

No time tracking or project management; you'll need a separate tool for that.

2

FreshBooks

$19/mo Lite (5 clients) / $33/mo Plus (50 clients)

Beautiful invoicing that gets you paid faster with automated reminders.

Kenapa cocok

Automated payment reminders and online payment links reduce days-to-payment by 30% on average.

Kekurangan fatal

Lite plan caps at 5 clients; freelancers with many small clients outgrow it quickly.

3

QuickBooks

$35/mo Simple Start

The most widely-supported accounting software; your accountant already knows it.

Kenapa cocok

When tax season comes, every accountant can work with QuickBooks files without reformatting or importing.

Kekurangan fatal

$35/mo is expensive for a solo freelancer; Wave does 80% of the same job for free.

4

ZipBooks

Free basic / $15/mo Smarter

Free tier with intelligent insights that help freelancers understand their financial health.

Kenapa cocok

AI-powered bookkeeping scores your business health and auto-categorizes transactions.

Kekurangan fatal

Smaller user base means fewer integrations and less community support than QuickBooks or Xero.

5

Zoho Books

Free (under $50K revenue) / $15/mo Standard

Free for under $50K revenue with full accounting features.

Kenapa cocok

If you're earning under $50K, you get proper double-entry accounting, invoicing, and bank feeds for free.

Kekurangan fatal

The $50K revenue cap means you'll outgrow the free tier right as your freelance career takes off.

Kriteria penilaian

  • Paket gratis Wave mencakup pembuatan faktur tak terbatas, klien tak terbatas, pemindaian kwitansi, dan akuntansi double-entry penuh.
  • Template faktur profesional dengan link pembayaran online (kartu kredit dan transfer bank) membantu freelancer dibayar tanpa follow-up yang canggung.
  • Laporan pendapatan dan pengeluaran Wave diformat untuk persiapan pajak; serahkan langsung ke akuntan Anda atau gunakan untuk self-filing.

Hindari ini

SageDesigned for established businesses with payroll; overkill and overpriced for freelancers.
BenchAt $299/mo for human bookkeeping, it costs more than most freelancers earn in a day.

Pertanyaan yang Sering Diajukan

Accounting — Lihat semua