Mejores Accounting para Freelancers en 2026

Elección #1

WaveWave es genuinamente gratis sin límites de clientes, y cubre facturación, contabilidad y escaneo de recibos; todo lo que un freelancer necesita.

Precio: Free (invoicing + accounting) / 2.9% card processing

Elección #1
1

Wave

Free (invoicing + accounting) / 2.9% card processing

Completely free invoicing and accounting; no catch, no limits.

Por qué encaja

Unlimited invoicing, receipt scanning, and double-entry accounting at zero cost is perfect for freelancers watching every dollar.

Punto en contra

No time tracking or project management; you'll need a separate tool for that.

2

FreshBooks

$19/mo Lite (5 clients) / $33/mo Plus (50 clients)

Beautiful invoicing that gets you paid faster with automated reminders.

Por qué encaja

Automated payment reminders and online payment links reduce days-to-payment by 30% on average.

Punto en contra

Lite plan caps at 5 clients; freelancers with many small clients outgrow it quickly.

3

QuickBooks

$35/mo Simple Start

The most widely-supported accounting software; your accountant already knows it.

Por qué encaja

When tax season comes, every accountant can work with QuickBooks files without reformatting or importing.

Punto en contra

$35/mo is expensive for a solo freelancer; Wave does 80% of the same job for free.

4

ZipBooks

Free basic / $15/mo Smarter

Free tier with intelligent insights that help freelancers understand their financial health.

Por qué encaja

AI-powered bookkeeping scores your business health and auto-categorizes transactions.

Punto en contra

Smaller user base means fewer integrations and less community support than QuickBooks or Xero.

5

Zoho Books

Free (under $50K revenue) / $15/mo Standard

Free for under $50K revenue with full accounting features.

Por qué encaja

If you're earning under $50K, you get proper double-entry accounting, invoicing, and bank feeds for free.

Punto en contra

The $50K revenue cap means you'll outgrow the free tier right as your freelance career takes off.

Qué evaluamos

  • El plan gratuito de Wave incluye facturación ilimitada, clientes ilimitados, escaneo de recibos y contabilidad de partida doble completa
  • Plantillas de facturas profesionales con enlaces de pago en línea (tarjeta de crédito y transferencia bancaria) ayudan a los freelancers a cobrar sin seguimientos incómodos
  • Los reportes de ingresos y gastos de Wave están formateados para preparación de impuestos; entrégalos directamente a tu contador o úsalos para declarar tú mismo

Evita estos

SageDesigned for established businesses with payroll; overkill and overpriced for freelancers.
BenchAt $299/mo for human bookkeeping, it costs more than most freelancers earn in a day.

Preguntas frecuentes

Accounting — Ver todo