Mejores Accounting para Freelancers en 2026
Wave — Wave es genuinamente gratis sin límites de clientes, y cubre facturación, contabilidad y escaneo de recibos; todo lo que un freelancer necesita.
Precio: Free (invoicing + accounting) / 2.9% card processing
Wave
Free (invoicing + accounting) / 2.9% card processingCompletely free invoicing and accounting; no catch, no limits.
Por qué encaja
Unlimited invoicing, receipt scanning, and double-entry accounting at zero cost is perfect for freelancers watching every dollar.
Punto en contra
No time tracking or project management; you'll need a separate tool for that.
FreshBooks
$19/mo Lite (5 clients) / $33/mo Plus (50 clients)Beautiful invoicing that gets you paid faster with automated reminders.
Por qué encaja
Automated payment reminders and online payment links reduce days-to-payment by 30% on average.
Punto en contra
Lite plan caps at 5 clients; freelancers with many small clients outgrow it quickly.
QuickBooks
$35/mo Simple StartThe most widely-supported accounting software; your accountant already knows it.
Por qué encaja
When tax season comes, every accountant can work with QuickBooks files without reformatting or importing.
Punto en contra
$35/mo is expensive for a solo freelancer; Wave does 80% of the same job for free.
ZipBooks
Free basic / $15/mo SmarterFree tier with intelligent insights that help freelancers understand their financial health.
Por qué encaja
AI-powered bookkeeping scores your business health and auto-categorizes transactions.
Punto en contra
Smaller user base means fewer integrations and less community support than QuickBooks or Xero.
Zoho Books
Free (under $50K revenue) / $15/mo StandardFree for under $50K revenue with full accounting features.
Por qué encaja
If you're earning under $50K, you get proper double-entry accounting, invoicing, and bank feeds for free.
Punto en contra
The $50K revenue cap means you'll outgrow the free tier right as your freelance career takes off.
Qué evaluamos
- ✓El plan gratuito de Wave incluye facturación ilimitada, clientes ilimitados, escaneo de recibos y contabilidad de partida doble completa
- ✓Plantillas de facturas profesionales con enlaces de pago en línea (tarjeta de crédito y transferencia bancaria) ayudan a los freelancers a cobrar sin seguimientos incómodos
- ✓Los reportes de ingresos y gastos de Wave están formateados para preparación de impuestos; entrégalos directamente a tu contador o úsalos para declarar tú mismo
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